Standards for Insurance 660-05-30-40

(Revised 5/1/19 ML 3549)

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The provider must provide documentation of insurance coverage for an initial license and upon license renewal. Minimum standards for insurance are as follows:

1. The provider must maintain adequate liability insurance, uninsured motorist coverage, and underinsured motorist coverage on all vehicles, operated by the provider or members of the provider's household, in which residents may be a passenger.

1. The provider shall maintain liability coverage at least twenty five thousand dollars for bodily injury or death to one person in any one accident and fifty thousand dollars for bodily injury to or death of two or more persons in any one accident and twenty five thousand dollars for injury to or destruction of property of others in any one accident.
2. The provider shall maintain uninsured motorist coverage and underinsured motorist coverage of at least twenty five thousand dollars for bodily injury or death to one person in any one accident and fifty thousand dollars for bodily injury to or death of two or more persons in any one accident.